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Q: My plan was not to buy my first property this year as I am trying to strengthen my finances.

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However, I do not want to lose out on the favourable buying conditions. What should I do?
A: Lenders’ sentiment remains bullish, with up to 105% bonds on offer to qualified buyers. However they must beware of pushing the boundaries of affordability. Our economy is still under extreme pressure and job security is low.
Read the latest Property360 digital magazine below
It may be smarter for buyers to use this time to buy low and pay off their debt faster than to push their limits for a higher-priced property and risk losing it all if their situation changes. – Tony Clarke, managing director of the Rawson Property Group
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