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Q: My husband and I are considering buying a property jointly with our daughter.

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We just want to help her get onto the property ladder. We are a very close family and trust each other but we keep getting told to draw up legal agreements. Is this really necessary? And what should the agreement contain?

A: Money matters can easily cause family rifts, so however well you get on, get legal advice on the route you choose towards helping your child become a first-time homeowner.

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