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Q: If I can afford both a life right and to buy a unit outright, which option is best?

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What considerations should be made when deciding?

A: This depends on the individual as there are benefits to both models. Life right is more affordable but outright purchase provides capital growth on one’s investment. – Phil Barker, managing director of Renishaw Hills


A: There is no one answer to this question – it is a personal matter. Life rights hold significant advantages that should be investigated by those looking for a troublefree retirement without the hassles and costs related to owning, maintaining and disposing of a property. – Rob Jones, retirement living consultant to The Somerset Lifestyle and Retirement Village


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